The income below are an example, not your business — nothing here has been read from your account. Change them to your own and every number on this page recalculates.
Your income
The new regime does not allow 80C or most other deductions, so only the standard deduction applies.
Rates as of tax year 2026-27 (FY 2026-27, Income-tax Act, 2025). Slabs, standard deduction, 87A rebate, marginal relief, surcharge and cess are modelled; HRA, LTA and capital-gains rates are not. "87A" and "80C" are the familiar 1961-Act section numbers; the Income-tax Act, 2025 renumbers them from 1 April 2026. An estimate, not advice — confirm with your CA.
Estimated tax
Taxable income₹14.25 L
Income tax₹93.8K
+ 4% cess₹3.8K
Total tax₹97.5K
Effective rate6.5%
After-tax income₹14.03 L
New regime is better for you by ₹1.13 L/yr.
Advance tax — pay on each date (cumulative share in brackets)
15 Jun (15%)
₹14.6K
15 Sep (45%)
₹29.3K
15 Dec (75%)
₹29.3K
15 Mar (100%)
₹24.4K