EMI /month
₹97.4K
Total rent paid
₹62.31 L
Net cost of buying
₹-8.18 L
Buy is cheaper over 7 years by ₹70.49 L. Buying builds equity (₹1.14 Cr at an assumed sale value of ₹1.80 Cr) but ties up your down payment and EMIs. Renting keeps you flexible and liquid. Shorter stays and high prices favour renting; longer stays and strong appreciation favour buying.