Your whole company, in one brain.
Most tools give you a dashboard and leave the thinking to you. MNB Cortex is an AI operating system: a runnable workforce, a permanent memory, and 100+ tools — and a nightly watch that proposes the actions, which run when you approve.
Cash is healthy, but receivables aged 45+ days rose 22%. I’ve drafted 3 polite reminders and a ₹6L working-capital plan — approve to send.
It runs the loop, every day.
Reads sales, finance, inventory, production and HR every day — one source of truth.
Forecasts stockouts, churn, and cash crunches weeks before they happen.
Boardroom-grade advice, grounded in your live numbers and your history.
A permanent second brain that makes every answer sharper over time.
Drafts POs, invoices, reminders, emails, reports — you just approve.
Agents that hand work to each other — and to you.
Choose a business. Every step below is a real Cortex step, and links to the page that does it.
An illustration of what runs in your workspace. The steps are Cortex's real ones and each links to the page that does it; names and amounts are examples. Anything that contacts a customer waits for your approval unless you set an Autopilot rule (Command).
Search it by the job, not the menu.
42 things Cortex does, grouped by what you are trying to get done, with the plan that includes each one.
Get paid
Know who owes you and chase it without the awkward calls.Every overdue invoice, ranked by how much it is costing you, with the customer named.
Drafts polite reminders in your tone, sends after you approve, and stops when they pay.
One queue of everything Cortex wants to do — approve, edit or reject in a tap.
One page per customer: what they owe, buy, and how they pay.
Stay compliant
Never miss a date or lose a deduction.The supplier bills that lose your tax deduction if paid late — and which to clear first.
Your GST, TDS, PF/ESI, advance-tax and ROC dates — only the ones that apply to you.
Upload a GSTR and get the mismatches and what to do about them.
The clauses that could hurt you, in plain English, before you sign.
Manage cash
See the runway, the gaps and the payables before they bite.When the cash runs out at today's pace, and what moves the date.
Upload a statement; get categorised spend, leaks and recurring charges.
What you owe, to whom and when — so you pay in the right order.
Which loan fits, what it costs, and whether your numbers support it.
Sell more
Pipeline, quotes, leads and customers worth keeping.Weighted forecast by stage, and the deals going cold.
Every enquiry scored by a clear rule, hottest first, one click to customer.
GST-correct quotes, flagged when they go unanswered, converted to invoices in one click.
Who your best customers are, who is slipping, and who to win back.
Customers going quiet, before they are gone.
Whether AI assistants recommend you when buyers ask — and who they recommend instead.
Posts, replies and fixes for your Google listing.
Run operations
Stock, suppliers, team and the day-to-day.Items at or below reorder level, with the supplier named.
Describe a supplier's terms and Cortex scores them — with a negotiation angle.
Turn how you do things into a written procedure your team can follow.
Job descriptions, interview plans and offer maths.
Decide with numbers
Ask questions of your own data and get a straight answer.Ask anything about your own invoices and orders — in English or Hinglish — and get the rows behind the answer.
Your KPIs and what changed, every morning.
The three things worth your attention this week, by email.
A long-form analysis of one question about your business.
Next quarter from your own history, with the drivers you can change.
A deck or update drafted from your actual numbers.
Put it on autopilot
Rules, workflows and approvals that run without you.Describe an automation in a sentence; Cortex builds the steps and runs them on schedule.
Your own thresholds, checked nightly — crossings arrive in one daily email digest.
Let reminders and other actions run on their own within limits you set.
Cortex remembers your business — customers, terms, preferences — across every answer.
Ready-made agents for every team, on your own numbers.
Create content
Agents that write, design and make video for your business.Campaigns, posts and copy in your brand's voice.
Product shots, ads and short videos from a photo or a sentence.
One message to a segment of your customers, written for you.
A client-ready proposal from a few lines of brief.
Connect your systems
Bring data in and push results out.Drop an export; Cortex maps the columns and starts watching the same day.
Shopify, Razorpay, Stripe, Google Sheets and more, synced in.
Scoped, expiring API keys and signed webhooks for your own systems.
For CA firms: every client workspace on one screen, ranked by who needs you.
Ten domains. One login.
Cortex Workforce
Ready-made agents for every department — run one on demand, or schedule it in a workflow.
Cortex Memory
A living, permanent memory of your business that grounds every answer.
Finance & Money
A CFO-grade financial cockpit, tuned for Indian businesses.
Strategy & Advisory
A McKinsey-in-your-pocket that knows your numbers.
Sales & Growth
Fill the pipeline, price it right, keep customers longer.
People & Operations
Run the back half of the business without spreadsheets.
Legal & Compliance
Stay compliant and catch risky clauses before you sign.
Communications
Reach customers and your team — drafted for you, sent when you approve.
Automation
Set it once: the nightly watch, scheduled workflows and reports keep running while you sleep.
Integrations
Four live syncs, plus the files your accountant already sends you.
You’ll use five of these. The rest are there when you need them.
Nothing here needs setting up and nothing needs learning — they read the same numbers you already sent. Most owners live in three or four screens and never open the rest.
Understand your business
Every KPI on one page, with a live Cortex Score.
Upload a statement → real cashflow, trends, recurring spend, runway.
Turnover, tax split, ITC utilisation & net payable in seconds.
Rolling runway you can model, seeded from your ledger.
CSV or a shared Google Sheet — then query it all.
See where you stand and what threatens you.
Think & decide
Ask about your own rows — it looks them up, in English or Hinglish.
Diagnose → decide → draft the first action, in three passes.
90-day forecast with interactive what-ifs.
SWOT, growth levers and a prioritised plan.
Board-ready reviews you can print or save as PDF.
Margins, GST, payroll, valuation, ratios & more.
Act & automate
Drafts reminders & follow-ups; you approve, it sends.
Full campaign kits — copy, posts and emails in one click.
Plus image and video agents — across 7 departments and 27 Indian industries.
Automate the busywork with a human in the loop.
Personalised messages, ready for you to send.
A nightly run re-reads your numbers (your Autopilot page shows when yours was last read), proposes reminders and alerts on your Approvals page, and writes up what changed.
Grow & get found
See whether Gemini recommends you — and fix it.
A scored pipeline that tells you who to chase.
Spot at-risk customers before they leave.
Find the price your market will bear.
Plan targets and fix the leaky funnel.
Know your best customers and their lifetime value.
Remember & run the back office
A permanent second brain that sharpens every answer.
Filing calendar, ITC set-off and GST invoicing.
Take-home, EPF/ESI, gratuity and appraisals.
AI reads a contract and flags the real risks.
Shopify, Razorpay, Stripe, Sheets — plus Tally & Vyapar file imports.
Row-level isolation, encryption, JSON export of every workspace table anytime.
The same engine, pointed at a different problem.
Receivables, the MSME clock on supplier bills, stock cover and margin per line.
Reorder before the shelf empties, who is drifting away, and what discounting is costing.
Ageing debtors across hundreds of accounts, ranked by who to call first.
Project profitability, the invoices nobody chased, and the Monday plan.
Collections without awkward phone calls, and every statutory date that applies.
Retention and running bills that age quietly, plus the 45-day MSME exposure.
Churn signals, renewals, and revenue that leaks a month before you notice.
One console across every client workspace, ranked by who needs you this week. A firm is a channel to its clients, not a different product.
Those store or chat. Cortex acts on your data.
| Cortex | ERP | CRM | ChatGPT | |
|---|---|---|---|---|
| Reads all your business data | Partly | Partly | Partly | No |
| Diagnoses problems | Yes | No | No | Partly |
| Predicts outcomes | Yes | No | No | No |
| Recommends actions | Yes | No | No | Partly |
| Executes tasks for you | Yes | No | No | No |
| Remembers your business | Yes | Partly | Partly | No |
| Plain-language answers | Yes | No | No | Yes |
Cortex reads your Tally, Vyapar, Busy and spreadsheet exports, plus four live syncs: Shopify, Razorpay, Stripe and Google Sheets.
Enterprise-grade by default.
TLS in transit; sensitive keys encrypted with AES-256-GCM at rest.
Postgres row-level security means one workspace can never read another's data.
Viewer → Analyst → Manager → Admin → Owner, enforced on every action.
Every Cortex action is in the Approvals ledger — who proposed it, who approved it, what ran; export every table in your workspace as JSON anytime.